by Joseph Francis | Nov 14, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Diversify Investments, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurability, Insurance, Investing, Investment Strategy, Investments, Jobs, Joseph James Francis, Life Insurance, Money, Money Coach, Money Mentor, Mortgage Planning, Mortgages, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP versus TFSA, Saving, Saving Money, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, November 14, 2018 The Top 3 Money Tasks for Every Decade One of the hardest things about personal financial planning is knowing what to do and when. It is natural to feel like you aren’t doing enough, even when you are way ahead of the game. Let me put it... 
by Joseph Francis | Nov 9, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Investing, Investment Strategy, Jobs, Joseph James Francis, Life Insurance, Millennials, Minimalism, Money, Money Coach, Money Mentor, Mortgages, Retirement, Retirement Planning, Student Debt, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Friday, November 9, 2018 10 Money Lies We Tell Ourselves Money lies are all around us. The powers that be tell them to us, mainly to separate us from our money. Sadly, we also tell them to ourselves. The second kind is the most destructive as it leads to poor money... 
by Joseph Francis | Sep 17, 2018 | Bank Fees, Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Dave Ramsey, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Joseph James Francis, Money, Money Coach, Money Mentor, Mortgages, Saving Money, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, September 17, 2018 What to Look for When Choosing a Bank…and What Not to Choosing a bank is like choosing a port-a-potty, they all pretty much smell the same. Sadly, we live in a world where having a bank account is pretty much a necessity. Buying something at... 
by Joseph Francis | Jun 13, 2018 | Budget Boss, Budgeting, Budgets, Buying a Home, Canadian Housing and Mortgage Corporation, CMHC, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Home Buyer's Plan, Home Ownership, Insurance, Joseph James Francis, Money, Money Coach, Money Mentor, Mortgage Insurance, Mortgage Loan Insurance, Mortgage Planning, Mortgage Rates, Mortgages, Saving, Saving for a Down Payment, Saving Money, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, June 13, 2018 The Ultimate Homebuyer’s Guide The weather has hit that summer feel and that means 2 things: Construction Season and Home Buying Season. While there is nothing we can do about construction, we can be ready for buying a home. Whether you are a... 
by Joseph Francis | Apr 25, 2018 | Budget Boss, Budgeting, Budgets, Buying a Home, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Home Buyer's Plan, Home Ownership, Joseph James Francis, Life Insurance, Money, Mortgage Insurance, Mortgage Loan Insurance, Mortgage Planning, Mortgage Rates, Mortgages, RRSP, Saving, Saving for a Down Payment, Saving Money
Wednesday, April 25, 2018 Buying a Home in a Red-Hot Real Estate Market We are living in a crazy era when it comes to buying a home. The experts are having trouble understanding what is going on and predicting what will happen next is impossible. What does the average... 
by Joseph Francis | Apr 23, 2018 | Budget Boss, Budgeting, Budgets, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Home Ownership, Investing, Joseph James Francis, Long Term Investing, Mortgage Planning, Mortgages, Saving, Saving for a Down Payment, Saving Money, Wasteful Spending
Monday, April 23, 2018 Why Should I Use a Real Estate Agent? We live in a “DIY” world, where the do it yourself-er is seen as keen and courageous. While I am not a handyman, I do marvel at those who can take apart a car engine and put it back together. Saving money on... 