by Joseph Francis | Mar 8, 2021 | Budget Boss, Budgeting, Budgets, Cash Flow, Covid-19, Debt, Diversify, Diversify Investments, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Money Momma, Retirement, Retirement Planning, Saving, Saving for a Down Payment, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, March 8, 2021 Four Years of Budget Boss. What’s Changed? What Hasn’t? On this date, four years ago, my website launched. With the help of an amazing team, I put out my vision and thoughts on personal finance. I remember it like it was yesterday. At the time I... 
by Joseph Francis | Jan 25, 2021 | Budget Boss, Budgeting, Budgets, Dave Ramsey, Debt, Declined For Life Insurance, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Life Insurance, Money, Money Coach, Money Mentor, Mortgage Insurance, Mortgage Loan Insurance, Mortgage Planning, Permanent Life Insurance, Saving, Saving Money, Term Life Insurance, Wealth, Wealth Building
Monday, January 25, 2021 Why you don’t have Life Insurance… and why you should Life insurance used to be called death insurance. The name didn’t stick, for obvious reasons. Back in the day people thought it bad luck to put a number on top of their heads. Despite this,... 
by Joseph Francis | Jan 4, 2021 | Budgeting, Budgets, Critical Illness Insurance, Dave Ramsey, Debt, Disability Insurance, Emergency Funds, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Jobs, Joseph James Francis, Money, Money Coach, Money Mentor, Mortgage Insurance, Mortgages, Saving, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, January 4, 2021 The Top 10 Money Goals for 2021 Welcome to 2021. I would like to say that last year was the weirdest, wildest, most dumpster fire-ish year ever but I somehow think that would be jinxing us all for this year. Instead, I will say that 2020 has... 
by Joseph Francis | Dec 28, 2020 | Bank Fees, Budget Boss, Budgeting, Budgets, Cable Bills, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Mortgage Insurance, Pay Yourself First, Rogers Cable, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, December 28, 2020 50 Budget Hacks for 2021 We all want more money, but finding extra cash at the end of the month can be difficult. There are only two ways to have more money every month: You can either make more money or spend less money. Let’s focus on the... 
by Joseph Francis | Sep 23, 2020 | Cash Flow, Corona Virus, Covid-19, Credit, Credit Card Debt, Credit Cards, Dave Ramsey, Debt, Disability Insurance, Diversification, Diversify, Diversify Investments, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Joseph James Francis, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, September 23, 2020 Coming out of the Pandemic: 11 Key Takeaways As we enter the final quarter of 2020, we can look back at the last 6 months for guidance on how to handle what is to come. One positive is that we are armed with far more knowledge now... 
by Joseph Francis | Sep 9, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, First Time Home Buyer, Goal Setting, Goal-Oriented Planning, Home Buyer's Plan, Home Ownership, Investing, Investment Strategy, Joseph James Francis, Long Term Investing, Money, Money Coach, Money Mentor, Mortgage Planning, Mortgages, Net Worth, Retirement, Retirement Planning, RRSP, Saving, Saving for a Down Payment, Saving Money, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, September 9, 2019 How to Retire Relevant Step 3: Housing The majority of people in our society have the goal of retiring early or at least comfortably. One key factor in that goal is housing. We all need a place to live in and throughout our lives, housing is... 