by Joseph Francis | Apr 1, 2019 | Budget Boss, Budgeting, Budgets, Buying a Home, CMHC, Credit, Credit Card Debt, Credit Cards, Dave Ramsey, Debt, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, First Time Home Buyer, Goal Setting, Goal-Oriented Planning, Home Buyer's Plan, Home Ownership, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Mortgage Insurance, Mortgage Loan Insurance, Mortgage Planning, Mortgage Rates, Mortgages, Saving, Saving for a Down Payment, Saving Money, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, April 1, 2019 12 Tips for First Time Home Buyers Welcome to April folks. Birds are chirping, the snow is brown, and realtors are licking their lips. It is officially home buying season here in Canada. It is the time of year where moves are made as everyone... 
by Joseph Francis | Feb 26, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Dave Ramsey, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Government Benefits, Investing, Investment Strategy, Investments, Joseph James Francis, Life Insurance, Money, Money Coach, Money Mentor, Mortgage Planning, Mortgages, Old Age Security, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax Effieciency, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning, Whole Life Insurance
Tuesday, February 26, 2019 Your Retirement Checklist, at Any Age As we near the end of February, we inch closer to the deadline for RRSP contributions for the 2018 tax year. This time of year springs many into gear, thinking about the future and retirement planning.... 
by Joseph Francis | Feb 4, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Dave Ramsey, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Minimalism, Money, Money Mentor, Registered Retirement Savings Plan, Retirement, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax Effieciency, Tax-Free Savings Account, TFSA, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, February 4, 2019 Do These 5 Things, and You’ll be Wealthy. Don’t Do Them, and You, Well… Won’t Wealth eludes most people. When you look at the stats, they start to paint a clearer picture as to why. While I won’t negate the reality of poverty, the middle class... 
by Joseph Francis | Oct 31, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Dave Ramsey, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, October 31, 2018 9 Keys to a Happy Retirement We all want to have a comfortable retirement. Finding that right balance of living in the now and preparing for the future is tough. I have seen all extremes. From the person that squirrels away every cent to... 
by Joseph Francis | Oct 19, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit Card Debt, Dave Ramsey, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Jobs, Joseph James Francis, Money, Money Coach, Money Mentor, Net Worth, Retirement, Retirement Planning, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Friday, October 19, 2018 7 Keys to Building Wealth That Anyone Can Follow Being wealthy is such a subjective concept. Ask the average millionaire and they will probably call themselves middle class. On the flip side, many who are right above the poverty line have been... 
by Joseph Francis | Oct 9, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Dave Ramsey, Debt, Debt Consolidation, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Jobs, Joseph James Francis, Money, Money Coach, Money Mentor, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Tuesday, October 9, 2018 Stop Living Paycheck to Paycheck Why is Friday always the most popular day of the week? The answer is pretty simple. For most people, it means they don’t have to go back to work for 60 hours. 50% of the time it is also payday for the majority... 
