by Joseph Francis | Mar 17, 2021 | Budget Boss, Budgeting, Budgets, Cash Flow, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Investing, Joseph James Francis, Money, Money Coach, Retirement Planning, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, March 17, 2021 7 Useless Holidays… and 3 important ones Welcome to another edition of cultural appropriation, Irish Style. Today is St. Patrick’s Day and even though we are in the middle of a pandemic, warm green beer will be served all around the world in... 
by Joseph Francis | Mar 8, 2021 | Budget Boss, Budgeting, Budgets, Cash Flow, Covid-19, Debt, Diversify, Diversify Investments, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Money Momma, Retirement, Retirement Planning, Saving, Saving for a Down Payment, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, March 8, 2021 Four Years of Budget Boss. What’s Changed? What Hasn’t? On this date, four years ago, my website launched. With the help of an amazing team, I put out my vision and thoughts on personal finance. I remember it like it was yesterday. At the time I... 
by Joseph Francis | Jan 11, 2021 | Bitcoin, Budget Boss, Budgeting, Budgets, Cash Flow, Dave Ramsey, Diversification, Diversify, Diversify Investments, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Goals Based Investing, Investing, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Money, Money Coach, Money Mentor, Retirement Planning, Saving, Saving Money, Stocks, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, January 11, 2021 This is why your investments suck I see it all the time. Many, many, many people come to me wondering why their investment accounts haven’t grown, or worse yet, lost money. Far too often people have come to me after 2, 5, even 10 years and... 
by Joseph Francis | Dec 31, 2020 | 2020 Sucks, Cash Flow, Divorce, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Joseph James Francis, Money, Money Coach, Money Mentor, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Thursday, December 31, 2020 Was 2020 the Worst Year Ever? Happy New Year’s Eve! Today is the last day of the longest, shortest, weirdest, most interesting, scariest, sickest (not in a good way), year of our lives. 2020 gets a resounded good riddance from 11 out of 10... 
by Joseph Francis | Dec 28, 2020 | Bank Fees, Budget Boss, Budgeting, Budgets, Cable Bills, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Mortgage Insurance, Pay Yourself First, Rogers Cable, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, December 28, 2020 50 Budget Hacks for 2021 We all want more money, but finding extra cash at the end of the month can be difficult. There are only two ways to have more money every month: You can either make more money or spend less money. Let’s focus on the... 
by Joseph Francis | Sep 23, 2020 | Cash Flow, Corona Virus, Covid-19, Credit, Credit Card Debt, Credit Cards, Dave Ramsey, Debt, Disability Insurance, Diversification, Diversify, Diversify Investments, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Joseph James Francis, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, September 23, 2020 Coming out of the Pandemic: 11 Key Takeaways As we enter the final quarter of 2020, we can look back at the last 6 months for guidance on how to handle what is to come. One positive is that we are armed with far more knowledge now... 