by Joseph Francis | Sep 25, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Dave Ramsey, Declined For Life Insurance, Disability Insurance, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Group Health Insurance, Group Insurance, Health Insurance, Insurability, Insurance, Joseph James Francis, Life Insurance, Money, Money Coach, Money Mentor, Mortgage Insurance, Mortgage Loan Insurance, Permanent Life Insurance, Relevant Retirement System, Retirement, Retirement Planning, Saving, Saving Money, Tax Effieciency, Term Life Insurance, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning, Whole Life Insurance
Wednesday, September 25, 2019 How to Retire Relevant Step 4: Insurance I will fully admit that insurance is not the most interesting part of financial planning. Most people cringe when they see the premium come out of their account every month. Despite this, it may be... 
by Joseph Francis | Sep 5, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Goals Based Investing, Joseph James Francis, Money, Money Coach, Money Mentor, Registered Retirement Savings Plan, Relevant Retirement System, Resources, Retirement, Retirement Planning, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Thursday, September 5, 2019 How to Retire Relevant Step 2: Debt My 7 Step Relevant Retirement System encompasses many financial planning concepts. Step 1 was all about the Budget. As we move along, I will touch on housing, insurance, investments, and several other... 
by Joseph Francis | Jul 15, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Dave Ramsey, Diversification, Diversify, Diversify Investments, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Goals Based Investing, Inheritances, Investing, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Money, Money Coach, Money Mentor, Net Worth, Retirement, Retirement Planning, Saving, Saving Money, Tax Effieciency, Teaching Children About Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, July 15, 2019 What to do when receiving a large amount of money Unexpected large amounts of money are generally seen as a good thing. Who doesn’t love extra cash? Sometimes they are not that joyous, as sometimes it means a loved one is no longer with us.... 
by Joseph Francis | Jul 8, 2019 | Budget Boss, Budgeting, Budgets, Diversify, Diversify Investments, Dollar Cost Averaging, Emergency Funds, Emergency Savings, ETF's, Exchange Traded Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Goals Based Investing, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Mutual Funds, RDSP, Registered Disability Savings Plan, Registered Education Savings Plan, Registered Retirement Savings Plan, RESP, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax-Free Savings Account, TFSA, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset
Monday, July 8, 2019 Clearing up Investment Confusion One of the most common points of uncertainty I encounter with my clients is Investments. The truth is, most people have no clue what’s going on. If you are one of them, don’t be mad and please do not be offended. I... 
by Joseph Francis | Jun 24, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit Cards, Dave Ramsey, Debt, Education Savings, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Jobs, Joseph James Francis, Money, Money Coach, Money Mentor, Money Momma, Retirement, Retirement Planning, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, June 24, 2019 Must Have, Mid-Year, Money Check-Up We are officially in the final week of June and if you are anything like me, you are wondering where this year has gone. As we start to head into summer, I think it is important to take stock of this year thus... 
by Joseph Francis | Jun 17, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurability, Insurance, Investing, Investment Strategy, Jobs, Joseph James Francis, Money, Money Coach, Money Mentor, Retirement, Retirement Planning, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, June 17, 2019 How Sports and Our Money are Linked Just 4 days ago my favorite team playing in one of my favorite sports won the championship. The Toronto Raptors brought home the NBA title after 24 years of coming up short and for the first time, the... 
