by Joseph Francis | Jan 25, 2021 | Budget Boss, Budgeting, Budgets, Dave Ramsey, Debt, Declined For Life Insurance, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Life Insurance, Money, Money Coach, Money Mentor, Mortgage Insurance, Mortgage Loan Insurance, Mortgage Planning, Permanent Life Insurance, Saving, Saving Money, Term Life Insurance, Wealth, Wealth Building
Monday, January 25, 2021 Why you don’t have Life Insurance… and why you should Life insurance used to be called death insurance. The name didn’t stick, for obvious reasons. Back in the day people thought it bad luck to put a number on top of their heads. Despite this,... 
by Joseph Francis | Sep 25, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Dave Ramsey, Declined For Life Insurance, Disability Insurance, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Group Health Insurance, Group Insurance, Health Insurance, Insurability, Insurance, Joseph James Francis, Life Insurance, Money, Money Coach, Money Mentor, Mortgage Insurance, Mortgage Loan Insurance, Permanent Life Insurance, Relevant Retirement System, Retirement, Retirement Planning, Saving, Saving Money, Tax Effieciency, Term Life Insurance, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning, Whole Life Insurance
Wednesday, September 25, 2019 How to Retire Relevant Step 4: Insurance I will fully admit that insurance is not the most interesting part of financial planning. Most people cringe when they see the premium come out of their account every month. Despite this, it may be... 
by Joseph Francis | Jun 10, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Insurability, Investing, Investments, Joseph James Francis, Life Insurance, Money, Money Coach, Money Mentor, Retirement, Retirement Planning, Saving, Saving Money, Term Life Insurance, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, June 10, 2019 10 Things I Have Learned About Money Since Creating Budget Boss This is my 400th blog post for my website www.budgetboss.ca. I figured it would be a good idea to share with everyone the things I have learned while coming on this journey. There... 
by Joseph Francis | Oct 24, 2018 | Budget Boss, Budgeting, Budgets, Estate Planning, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Insurability, Insurance, Joseph James Francis, Life Insurance, Money, Money Coach, Money Mentor, Mortgage Insurance, Permanent Life Insurance, Term Life Insurance, Wealth, Wealth Building, Wealth Mindset, Wealth Planning, Whole Life Insurance
Wednesday, October 24, 2018 11 Excuses to Not Get Life Insurance, and Why They Are BS I am of the belief that everyone should have life insurance. There are many reasons to have it. It eliminates debts, provides income protection, helps settle estates, diversifies... 
by Joseph Francis | Aug 29, 2018 | Budget Boss, Budgeting, Budgets, Critical Illness Insurance, Disability Tax Credit, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Group Health Insurance, Group Insurance, Insurability, Insurance, Investing, Investments, Joseph James Francis, Life Insurance, Long Term Investing, Money, Money Coach, Money Mentor, Permanent Life Insurance, RDSP, Registered Disability Savings Plan, Registered Education Savings Plan, Registered Retirement Savings Plan, RESP, Retirement, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax Effieciency, Tax-Free Savings Account, Term Life Insurance, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning, Whole Life Insurance
Wednesday, August 29, 2018 Don’t be a Fool…Take Advantage of These 10 Financial Goldmines When it comes to your finances, sometimes it is not a matter of what you do, but what you don’t do. Avoiding mistakes can be just as valuable as making the right moves. I... 
by Joseph Francis | Aug 15, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Net Worth, Registered Retirement Savings Plan, Retirement, Retirement Planning, Saving, Saving Money, Term Life Insurance, TFSA, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning, Whole Life Insurance
Wednesday, August 15, 2018 Your Own 1-Page Financial Plan Financial Planning can be very complex and there is a reason for it. Financial advisors try to make it confusing so we can sound smart. Here is a little heads-up about financial planning: It isn’t that complex!... 