by Joseph Francis | Feb 8, 2021 | Budget Boss, Budgeting, Budgets, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Registered Retirement Savings Plan, Retirement, Retirement Planning, Tax-Free Savings Account, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, February 8, 2021 Why People Hate Market Swings… And Why They Shouldn’t Whether you are a first-time investor or a seasoned veteran, no one likes seeing their investments go down. It is a nasty feeling to have your hard-earned money lose its value seemingly... 
by Joseph Francis | Jan 18, 2021 | Budget Boss, Budgeting, Budgets, Diversify, Diversify Investments, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Money Momma, Mortgage Insurance, Net Worth, Registered Retirement Savings Plan, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax Effieciency, Tax-Free Savings Account, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, January 18, 2021 Your Guide to RRSP Season: 2021 As we enter the last half of January, we start to put a bow on the previous year and focus on the present. One of the items we wrap up is the previous year’s taxes and corresponding RRSP contribution. The... 
by Joseph Francis | Jan 11, 2021 | Bitcoin, Budget Boss, Budgeting, Budgets, Cash Flow, Dave Ramsey, Diversification, Diversify, Diversify Investments, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Goals Based Investing, Investing, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Money, Money Coach, Money Mentor, Retirement Planning, Saving, Saving Money, Stocks, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, January 11, 2021 This is why your investments suck I see it all the time. Many, many, many people come to me wondering why their investment accounts haven’t grown, or worse yet, lost money. Far too often people have come to me after 2, 5, even 10 years and... 
by Joseph Francis | Oct 15, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Defined Benefit Pension Plan, Defined Contribution Pension Plan, Diversification, Diversify, Diversify Investments, Dollar Cost Averaging, Emergency Funds, Emergency Savings, ETF's, Exchange Traded Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Goals Based Investing, Investing, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Money, Money Coach, Money Mentor, Mutual Funds, Registered Retirement Savings Plan, Relevant Retirement System, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Saving Money, Stocks, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Tuesday, October 15, 2019 How to Retire Relevant Step 5: Investing My 7-Step Relevant Retirement System is a comprehensive guide to coming out on top during your golden years. The society we live in does not set you up to win in retirement, in fact, it is quite the... 
by Joseph Francis | Aug 6, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Dave Ramsey, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Money, Money Coach, Money Mentor, Mutual Funds, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax Effieciency, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Whole Life Insurance
Tuesday, August 6, 2019 My 7 Steps to a Relevant Retirement I recently completed the audiobook, “Retire Inspired,” by one of my favorite financial gurus, Chris Hogan of the Dave Ramsey team. Within his book, Chris touched on many subjects related to retirement, or... 
by Joseph Francis | Jul 29, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Diversification, Diversify, Diversify Investments, Education Savings, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Goals Based Investing, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Tax, Tax Effieciency, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, July 29, 2019 TFSA Benefits by the Decade I truly believe the Tax-Free Savings Account should be owned by everyone here in Canada. For my many American followers, this is your Roth IRA, so substitute TFSA with that as they are very similar. This wonder... 