by Joseph Francis | Jul 29, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Diversification, Diversify, Diversify Investments, Education Savings, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Goals Based Investing, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Tax, Tax Effieciency, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, July 29, 2019 TFSA Benefits by the Decade I truly believe the Tax-Free Savings Account should be owned by everyone here in Canada. For my many American followers, this is your Roth IRA, so substitute TFSA with that as they are very similar. This wonder... 
by Joseph Francis | Aug 20, 2018 | Baby Boomers, Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Estate Planning, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Inheritances, Insurance, Investing, Investment Strategy, Joseph James Francis, Life Insurance, Long Term Investing, Money, Money Coach, Money Mentor, Saving, Saving for a Down Payment, Saving Money, Tax, Tax Effieciency, Taxes, Wealth, Wealth Building, Wealth Mindset, Wealth Planning, Whole Life Insurance, Wills
Monday, August 20, 2018 Leaving it All Behind – Billions Coming from the Boomers If you ask the average millennial they will tell you that the world that is being left behind from the Baby Boomer Generation is far worse than the one Boomers received decades earlier. I... 
by Joseph Francis | Apr 16, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Insurance, Investing, Investments, Jobs, Joseph James Francis, Minimalism, Money, Saving, Saving Money, Tax, Taxes, Wasteful Spending, Wealth, Wealth Building, Wealth Planning
Monday, April 16, 2018 Start Your Financial Spring Cleaning We are now entering the third week of April and although Spring has officially been here for almost a month, in Canada, winter is trying to hold on. Despite this, warm weather will be here soon and with that... 
by Joseph Francis | Jan 5, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investment Strategy, Investments, Jobs, Joseph James Francis, Long Term Investing, Millennials, Mortgage Planning, Mortgage Rates, Pay Yourself First, Retirement, Retirement Planning, Saving, Saving for a Down Payment, Saving Money, Tax, Taxes, Wealth Building, Wealth Planning
Friday, January 5, 2017 9 Things to Watch For in 2018 With 2017 in the rear-view mirror, one thing we can all agree on is that it was covered in a glaze of uncertainty. The world seems like it is a scary place out there, more and more reason to not watch the news. If... 
by Joseph Francis | Sep 22, 2017 | Budgeting, Budgets, Buying a Home, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Tax, Tax Bracket, Tax Effieciency, Tax Returns, Taxes
Friday Final Reflection: September 22, 2017 5 Tax Myths and 5 Tax Facts In order to truly understand taxes, it takes time and dedication. For the majority of us, we don’t want to take the effort to learn how to become an accountant. The good news is that understanding... 
by Joseph Francis | Sep 21, 2017 | Budget Boss, Budgeting, Budgets, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Money, Registered Retirement Savings Plan, RRSP, Small Business, Tax, Tax Bracket, Tax Effieciency, Tax Returns
Thursday, September 20, 2017 Ten Tax Deductions You Might Not Know About For some people tax time can be stressful. Others have a sense of joy in anticipation of a juicy return. Taxes can be confusing, to say the least. Making sure you claim what you should and file... 