by Joseph Francis | Mar 8, 2021 | Budget Boss, Budgeting, Budgets, Cash Flow, Covid-19, Debt, Diversify, Diversify Investments, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Money Momma, Retirement, Retirement Planning, Saving, Saving for a Down Payment, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, March 8, 2021 Four Years of Budget Boss. What’s Changed? What Hasn’t? On this date, four years ago, my website launched. With the help of an amazing team, I put out my vision and thoughts on personal finance. I remember it like it was yesterday. At the time I... 
by Joseph Francis | Jan 18, 2021 | Budget Boss, Budgeting, Budgets, Diversify, Diversify Investments, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Money Momma, Mortgage Insurance, Net Worth, Registered Retirement Savings Plan, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax Effieciency, Tax-Free Savings Account, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, January 18, 2021 Your Guide to RRSP Season: 2021 As we enter the last half of January, we start to put a bow on the previous year and focus on the present. One of the items we wrap up is the previous year’s taxes and corresponding RRSP contribution. The... 
by Joseph Francis | Jan 11, 2021 | Bitcoin, Budget Boss, Budgeting, Budgets, Cash Flow, Dave Ramsey, Diversification, Diversify, Diversify Investments, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Goals Based Investing, Investing, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Money, Money Coach, Money Mentor, Retirement Planning, Saving, Saving Money, Stocks, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, January 11, 2021 This is why your investments suck I see it all the time. Many, many, many people come to me wondering why their investment accounts haven’t grown, or worse yet, lost money. Far too often people have come to me after 2, 5, even 10 years and... 
by Joseph Francis | Sep 23, 2020 | Cash Flow, Corona Virus, Covid-19, Credit, Credit Card Debt, Credit Cards, Dave Ramsey, Debt, Disability Insurance, Diversification, Diversify, Diversify Investments, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Joseph James Francis, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, September 23, 2020 Coming out of the Pandemic: 11 Key Takeaways As we enter the final quarter of 2020, we can look back at the last 6 months for guidance on how to handle what is to come. One positive is that we are armed with far more knowledge now... 
by Joseph Francis | Oct 15, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Defined Benefit Pension Plan, Defined Contribution Pension Plan, Diversification, Diversify, Diversify Investments, Dollar Cost Averaging, Emergency Funds, Emergency Savings, ETF's, Exchange Traded Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Goals Based Investing, Investing, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Money, Money Coach, Money Mentor, Mutual Funds, Registered Retirement Savings Plan, Relevant Retirement System, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Saving Money, Stocks, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Tuesday, October 15, 2019 How to Retire Relevant Step 5: Investing My 7-Step Relevant Retirement System is a comprehensive guide to coming out on top during your golden years. The society we live in does not set you up to win in retirement, in fact, it is quite the... 
by Joseph Francis | Jul 29, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Diversification, Diversify, Diversify Investments, Education Savings, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Goals Based Investing, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Tax, Tax Effieciency, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, July 29, 2019 TFSA Benefits by the Decade I truly believe the Tax-Free Savings Account should be owned by everyone here in Canada. For my many American followers, this is your Roth IRA, so substitute TFSA with that as they are very similar. This wonder... 