by Joseph Francis | Jun 17, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurability, Insurance, Investing, Investment Strategy, Jobs, Joseph James Francis, Money, Money Coach, Money Mentor, Retirement, Retirement Planning, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, June 17, 2019 How Sports and Our Money are Linked Just 4 days ago my favorite team playing in one of my favorite sports won the championship. The Toronto Raptors brought home the NBA title after 24 years of coming up short and for the first time, the... 
by Joseph Francis | Jun 10, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Insurability, Investing, Investments, Joseph James Francis, Life Insurance, Money, Money Coach, Money Mentor, Retirement, Retirement Planning, Saving, Saving Money, Term Life Insurance, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, June 10, 2019 10 Things I Have Learned About Money Since Creating Budget Boss This is my 400th blog post for my website www.budgetboss.ca. I figured it would be a good idea to share with everyone the things I have learned while coming on this journey. There... 
by Joseph Francis | Jun 3, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Education Savings, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurability, Insurance, Joseph James Francis, Money, Money Coach, Money Mentor, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, Saving, Saving Money, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, June 3, 2019 My Take on Financial Independence It seems like such a lofty term. Financial Independence. What does that even mean? You could ask 5 people and get 5 different answers. One definition is “Financial independence means you have enough wealth to live... 
by Joseph Francis | May 28, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Emergency Funds, Emergency Savings, ETF's, Exchange Traded Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Goals Based Investing, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Pay Yourself First, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Tax-Free Savings Account, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Tuesday, May 28, 2019 Investing is About Goals, Not Performance Most of my clients have no clue about how the stock market works. Stocks, bonds, ETF’s, Index Funds, Bitcoin, Marijuana, it’s all just a bunch of noise. I personally follow the markets closely and have... 
by Joseph Francis | May 20, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Inheritances, Investing, Investment Strategy, Joseph James Francis, Money, Money Coach, Money Mentor, Mortgages, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax Effieciency, Tax-Free Savings Account, TFSA, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Tuesday, May 21, 2019 5 Examples of How The Bank Doesn’t Care About You It’s time to dish folks. I have had about enough and now the beans shall be spilled. The cat will come out of the bag. It’s time to talk about banks and how terrible they are. None of us really... 
by Joseph Francis | May 13, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Children and Money, Debt, Emergency Funds, Emergency Savings, Employment, Entrepreneur, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Jobs, Joseph James Francis, Life Insurance, Minimalism, Money, Money Coach, Money Mentor, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, May 13, 2019 12 Pieces of Financial Advice for Women Happy belated Mother’s Day to all the amazing moms and grandmas out there. One thing is for sure, we wouldn’t have such an amazing world to live in if it wasn’t for moms kicking butt on a daily basis.... 
