by Joseph Francis | Dec 28, 2020 | Bank Fees, Budget Boss, Budgeting, Budgets, Cable Bills, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Mortgage Insurance, Pay Yourself First, Rogers Cable, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, December 28, 2020 50 Budget Hacks for 2021 We all want more money, but finding extra cash at the end of the month can be difficult. There are only two ways to have more money every month: You can either make more money or spend less money. Let’s focus on the... 
by Joseph Francis | May 13, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Children and Money, Debt, Emergency Funds, Emergency Savings, Employment, Entrepreneur, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Jobs, Joseph James Francis, Life Insurance, Minimalism, Money, Money Coach, Money Mentor, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, May 13, 2019 12 Pieces of Financial Advice for Women Happy belated Mother’s Day to all the amazing moms and grandmas out there. One thing is for sure, we wouldn’t have such an amazing world to live in if it wasn’t for moms kicking butt on a daily basis.... 
by Joseph Francis | May 6, 2019 | Budget Boss, Budgeting, Budgets, Cable Bills, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Rogers Cable, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, May 6, 2019 15 Things to Ditch Before Summer… You might not like #12 As the calendar turned to May so to do my thoughts of summer. While I gear up for my busy season, I also think of what I need to leave behind from the winter. Spring cleaning for me also... 
by Joseph Francis | Mar 4, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Jobs, Joseph James Francis, Minimalism, Money, Money Coach, Retirement, Retirement Planning, Saving, Saving for a Down Payment, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, March 4, 2019 Eliminating Your Money Depression Overcoming depression is tough. I don’t begin to claim I have the answers for that, not even one bit. Having gone through it myself, I know how it can be. Money is a huge factor in people’s mental state. With an... 
by Joseph Francis | Feb 4, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Dave Ramsey, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Minimalism, Money, Money Mentor, Registered Retirement Savings Plan, Retirement, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax Effieciency, Tax-Free Savings Account, TFSA, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, February 4, 2019 Do These 5 Things, and You’ll be Wealthy. Don’t Do Them, and You, Well… Won’t Wealth eludes most people. When you look at the stats, they start to paint a clearer picture as to why. While I won’t negate the reality of poverty, the middle class... 
by Joseph Francis | Dec 14, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Jobs, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Pay Yourself First, Retirement, Retirement Planning, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset
Friday, December 14, 2018 2018 End of Year Money Recap Here we are, Bosses. There are only 2 weeks left in the year and what a year it has been. I will be taking a break for the rest of the year to spend time with friends and family. As my last post of the year, I... 