by Joseph Francis | Sep 9, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, First Time Home Buyer, Goal Setting, Goal-Oriented Planning, Home Buyer's Plan, Home Ownership, Investing, Investment Strategy, Joseph James Francis, Long Term Investing, Money, Money Coach, Money Mentor, Mortgage Planning, Mortgages, Net Worth, Retirement, Retirement Planning, RRSP, Saving, Saving for a Down Payment, Saving Money, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, September 9, 2019 How to Retire Relevant Step 3: Housing The majority of people in our society have the goal of retiring early or at least comfortably. One key factor in that goal is housing. We all need a place to live in and throughout our lives, housing is... 
by Joseph Francis | Apr 29, 2019 | Budget Boss, Budgeting, Budgets, Buying a Home, Canadian Housing and Mortgage Corporation, Cash Flow, CMHC, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, First Time Home Buyer, Goal Setting, Goal-Oriented Planning, Home Buyer's Plan, Home Ownership, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Mortgage Insurance, Mortgage Loan Insurance, Mortgage Planning, Mortgage Rates, Mortgages, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, April 29, 2019 Renting Versus Owning: The Real Truth It’s that time of year again. The real estate market is buzzing amidst dreams of a better life of not paying someone else’s mortgage. Hold up though, not so fast. While no one likes paying for someone else... 
by Joseph Francis | Apr 22, 2019 | Bank Fees, Budget Boss, Budgeting, Budgets, Buying a Home, Canadian Housing and Mortgage Corporation, CMHC, Debt Consolidation, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, First Time Home Buyer, Gail Vaz-Oxlade, Goal Setting, Goal-Oriented Planning, Home Ownership, Money, Money Coach, Money Mentor, Mortgage Insurance, Mortgage Loan Insurance, Mortgage Planning, Mortgage Rates, Mortgages, Saving, Saving for a Down Payment, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, April 22, 2019 A Dozen Savvy Mortgage Tips I encounter it all the time. People are literally costing themselves thousands of dollars by not fully understanding their mortgage. You see, the problem with the mortgage industry is that they prey on emotion. What... 
by Joseph Francis | Apr 15, 2019 | Budget Boss, Budgeting, Budgets, Buying a Home, Canadian Housing and Mortgage Corporation, CMHC, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, First Time Home Buyer, Goal Setting, Goal-Oriented Planning, Home Buyer's Plan, Home Ownership, Joseph James Francis, Money, Money Coach, Money Mentor, Money Momma, Mortgage Insurance, Mortgage Loan Insurance, Mortgage Planning, Mortgage Rates, Mortgages, Saving, Saving for a Down Payment, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, April 15, 2019 The Dangers of Overextending Yourself When Buying a Home In Southern Ontario, we have seen the explosion of the values of homes. From Toronto to my town, London Ontario, it is apparent that the cost of a family home had reached its all-time... 
by Joseph Francis | Apr 8, 2019 | Budget Boss, Budgeting, Budgets, Canadian Housing and Mortgage Corporation, CMHC, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, First Time Home Buyer, Home Buyer's Plan, Home Ownership, Joseph James Francis, Money, Money Coach, Money Mentor, Mortgage Insurance, Mortgage Loan Insurance, Mortgage Planning, Mortgage Rates, Mortgages, Saving, Saving for a Down Payment, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, April 8, 2019 Saving for a Down Payment: 10 Tips They say that making your first million is always the toughest. The same is true when it comes to buying your first home. The reason is simple, you are starting from scratch. You are probably also at the... 
by Joseph Francis | Apr 1, 2019 | Budget Boss, Budgeting, Budgets, Buying a Home, CMHC, Credit, Credit Card Debt, Credit Cards, Dave Ramsey, Debt, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, First Time Home Buyer, Goal Setting, Goal-Oriented Planning, Home Buyer's Plan, Home Ownership, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Mortgage Insurance, Mortgage Loan Insurance, Mortgage Planning, Mortgage Rates, Mortgages, Saving, Saving for a Down Payment, Saving Money, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, April 1, 2019 12 Tips for First Time Home Buyers Welcome to April folks. Birds are chirping, the snow is brown, and realtors are licking their lips. It is officially home buying season here in Canada. It is the time of year where moves are made as everyone... 