by Joseph Francis | Jan 21, 2019 | Budget Boss, Budgeting, Budgets, Children and Money, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Joseph James Francis, Money, Money Coach, Money Mentor, Registered Education Savings Plan, RESP, Student Debt, Student Loan, Student Loan Debt, Teaching Children About Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, January 21, 2019 A Dozen Ways to Teach Your Child About Money One of my followers recently sent me a private message thanking me for the content I create and in that message, he shared a video and pictures that blew me away. He showed me how he teaches his son... 
by Joseph Francis | Jan 14, 2019 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Divorce, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Joseph James Francis, Money, Money Coach, Money Mentor, Retirement, Retirement Planning, Saving, Saving for a Down Payment, Saving Money, Student Debt, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning, Wedding Budget
Monday, January 14, 2019 How to be a Money Couple Organizing your own finances can be challenging for some. Adding another person in the mix can be very difficult. I know from experience how money can complicate relationships. It drives wedges, creates jealousy and... 
by Joseph Francis | Nov 9, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Investing, Investment Strategy, Jobs, Joseph James Francis, Life Insurance, Millennials, Minimalism, Money, Money Coach, Money Mentor, Mortgages, Retirement, Retirement Planning, Student Debt, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Friday, November 9, 2018 10 Money Lies We Tell Ourselves Money lies are all around us. The powers that be tell them to us, mainly to separate us from our money. Sadly, we also tell them to ourselves. The second kind is the most destructive as it leads to poor money... 
by Joseph Francis | Sep 12, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Lines of Credit, Money, Money Coach, Money Mentor, Saving, Saving Money, Student Debt, Student Loan Debt, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, September 12, 2018 When NOT to Pay Down Debt As Soon As Possible If you know me at all or have read any of my posts in the past, you know that I absolutely despise debt. I think all debt is bad with very few exceptions. I believe that the plague of debt is... 
by Joseph Francis | Sep 4, 2018 | Budget Boss, Budgeting, Budgets, Debt, Education Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investments, Joseph James Francis, Millennials, Money, Money Coach, Money Mentor, Registered Education Savings Plan, RESP, Saving, Saving Money, Student Debt, Student Loan, Student Loan Debt, Teaching Children About Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Tuesday, September 4, 2018 10 Things College Kids can do to Save Money Welcome back to September Bosses! For someone like me, September signals the end of summer, so it is very unwelcomed. For many, it signals back to school, a memory I know quite well. My own College... 
by Joseph Francis | Aug 22, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Dave Ramsey, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Joseph James Francis, Money, Money Coach, Money Mentor, Payday Loan, Saving, Saving Money, Student Debt, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, August 22, 2018 5 Reasons Why Credit Card Companies Target Young People I remember when I got my first credit card. The beautiful Brock University in St. Catharine’s Ontario was my home for a year when I was 19. Upon arriving on campus in early September I... 