by Joseph Francis | Feb 4, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Dave Ramsey, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Minimalism, Money, Money Mentor, Registered Retirement Savings Plan, Retirement, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax Effieciency, Tax-Free Savings Account, TFSA, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, February 4, 2019 Do These 5 Things, and You’ll be Wealthy. Don’t Do Them, and You, Well… Won’t Wealth eludes most people. When you look at the stats, they start to paint a clearer picture as to why. While I won’t negate the reality of poverty, the middle class... 
by Joseph Francis | Jan 14, 2019 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Divorce, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Joseph James Francis, Money, Money Coach, Money Mentor, Retirement, Retirement Planning, Saving, Saving for a Down Payment, Saving Money, Student Debt, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning, Wedding Budget
Monday, January 14, 2019 How to be a Money Couple Organizing your own finances can be challenging for some. Adding another person in the mix can be very difficult. I know from experience how money can complicate relationships. It drives wedges, creates jealousy and... 
by Joseph Francis | Dec 14, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Jobs, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Pay Yourself First, Retirement, Retirement Planning, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset
Friday, December 14, 2018 2018 End of Year Money Recap Here we are, Bosses. There are only 2 weeks left in the year and what a year it has been. I will be taking a break for the rest of the year to spend time with friends and family. As my last post of the year, I... 
by Joseph Francis | Dec 12, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Emergency Funds, Emergency Savings, Fiduciary, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Jobs, Joseph James Francis, Latte Factor, Minimalism, Money, Money Coach, Money Mentor, Pay Yourself First, Retirement, Retirement Planning, Saving, Saving Money, Teaching Children About Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, December 12, 2018 50 Budget Hacks for 2019 You feel that? I know I do. It’s that gross feeling of your money being bled from you this time of year. As the lump develops in your throat, you start thinking about your money situation. Is this Christmas... 
by Joseph Francis | Dec 3, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Education Savings, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Money Momma, Mortgages, Registered Education Savings Plan, RESP, Saving, Saving Money, Tax-Free Savings Account, TFSA, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, December 3, 2018 The Top 10 Money Goals for 2019 With one month left in 2018, many peoples minds have shifted in Christmas vacation mode. Bring on the fatty foods and copious amounts of booze. While everyone loves this time of year, I am going to pull back the... 
by Joseph Francis | Nov 28, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Debt, Education Savings, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Joseph James Francis, Lines of Credit, Millennials, Money, Money Coach, Money Mentor, Net Worth, Payday Loan, Saving, Saving Money, Small Business, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, November 28, 2018 Avoiding a January Debt Hangover With Black Friday behind us, we have launched the official kickoff into the Christmas shopping season. Debt distributors rejoice as people will now begin to overextend themselves all to gain an evening of... 