by Joseph Francis | Dec 3, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Education Savings, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Money Momma, Mortgages, Registered Education Savings Plan, RESP, Saving, Saving Money, Tax-Free Savings Account, TFSA, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, December 3, 2018 The Top 10 Money Goals for 2019 With one month left in 2018, many peoples minds have shifted in Christmas vacation mode. Bring on the fatty foods and copious amounts of booze. While everyone loves this time of year, I am going to pull back the... 
by Joseph Francis | Nov 26, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Jobs, Joseph James Francis, Lines of Credit, Minimalism, Money, Money Coach, Money Mentor, Resources, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, November 26, 2018 Signs of Online Shopping Addiction, and Possible Solutions Welcome to Cyber Monday! That beautiful time of year where we all get reminded why Jeff Bezos is the richest man in the world. As my newsfeed and inbox get bombarded with sales... 
by Joseph Francis | Nov 23, 2018 | Budget Boss, Budgeting, Budgets, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Saving, Saving Money, Tax-Free Savings Account, Teaching Children About Money, TFSA, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Friday, November 23, 2018 Preparing Your Teen for Their Financial Future You don’t want to know where my mind was when I was a teen. My ’88 Toyota Camry was near the top of the list and of course, sports ranked high. I knew I had to do well in school, so I could stay... 
by Joseph Francis | Nov 21, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Jobs, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, November 21, 2018 If You Are Excited for Black Friday, You’re an Idiot As a Canadian, we never had Black Friday growing up. While I love America, they can keep some of their traditions to themselves. Sadly, our invisible wall at the border couldn’t stop the... 
by Joseph Francis | Nov 9, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Investing, Investment Strategy, Jobs, Joseph James Francis, Life Insurance, Millennials, Minimalism, Money, Money Coach, Money Mentor, Mortgages, Retirement, Retirement Planning, Student Debt, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Friday, November 9, 2018 10 Money Lies We Tell Ourselves Money lies are all around us. The powers that be tell them to us, mainly to separate us from our money. Sadly, we also tell them to ourselves. The second kind is the most destructive as it leads to poor money... 
by Joseph Francis | Oct 17, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Jobs, Joseph James Francis, Money, Money Coach, Money Mentor, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, October 17, 2018 It’s Only 10 Weeks Until Christmas…Ughh Anyone who knows me knows how much I love Christmas. The joyous spirit, exchange of gifts, lights and decorations are just… Okay, I give up. I do not like Christmas one bit. I am of the festivus zone... 