by Joseph Francis | Sep 5, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Goals Based Investing, Joseph James Francis, Money, Money Coach, Money Mentor, Registered Retirement Savings Plan, Relevant Retirement System, Resources, Retirement, Retirement Planning, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Thursday, September 5, 2019 How to Retire Relevant Step 2: Debt My 7 Step Relevant Retirement System encompasses many financial planning concepts. Step 1 was all about the Budget. As we move along, I will touch on housing, insurance, investments, and several other... 
by Joseph Francis | Mar 25, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Life Insurance, Long Term Investing, Money, Money Coach, Mortgage Insurance, Mortgage Planning, Mortgages, Resources, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, March 25, 2019 9-Step Financial Spring Cleaning It is officially the first full week of Spring and I couldn’t be more excited. Birds are chirping, snow is melting, dog poo emerges, and I hope by now those pesky Christmas bills have been paid off. For me, this... 
by Joseph Francis | Nov 26, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Jobs, Joseph James Francis, Lines of Credit, Minimalism, Money, Money Coach, Money Mentor, Resources, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, November 26, 2018 Signs of Online Shopping Addiction, and Possible Solutions Welcome to Cyber Monday! That beautiful time of year where we all get reminded why Jeff Bezos is the richest man in the world. As my newsfeed and inbox get bombarded with sales... 
by Joseph Francis | Oct 15, 2018 | Budget Boss, Budgeting, Budgets, Debt, Debt Consolidation, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Jobs, Joseph James Francis, Money, Money Coach, Money Mentor, Resources, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, October 15, 2018 Auto Loans and Financial Freedom: Oil and Water One common theme I have come across over the past 3 years of being a financial advisor is the crippling burden of auto loans on people’s monthly cash flow. It seems no matter the situation and no... 
by Joseph Francis | Jun 27, 2018 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investments, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Resources, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, June 27, 2018 Abundance versus Scarcity Mentalities The mind is a funny thing. I won’t speak for anyone else, but I know I have completely imagined fictitious scenarios in my mind to justify a decision. Kind of scary isn’t it? How something completely... 