by Joseph Francis | Dec 12, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Emergency Funds, Emergency Savings, Fiduciary, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Jobs, Joseph James Francis, Latte Factor, Minimalism, Money, Money Coach, Money Mentor, Pay Yourself First, Retirement, Retirement Planning, Saving, Saving Money, Teaching Children About Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, December 12, 2018 50 Budget Hacks for 2019 You feel that? I know I do. It’s that gross feeling of your money being bled from you this time of year. As the lump develops in your throat, you start thinking about your money situation. Is this Christmas... 
by Joseph Francis | Nov 26, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Jobs, Joseph James Francis, Lines of Credit, Minimalism, Money, Money Coach, Money Mentor, Resources, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, November 26, 2018 Signs of Online Shopping Addiction, and Possible Solutions Welcome to Cyber Monday! That beautiful time of year where we all get reminded why Jeff Bezos is the richest man in the world. As my newsfeed and inbox get bombarded with sales... 
by Joseph Francis | Nov 21, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Jobs, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, November 21, 2018 If You Are Excited for Black Friday, You’re an Idiot As a Canadian, we never had Black Friday growing up. While I love America, they can keep some of their traditions to themselves. Sadly, our invisible wall at the border couldn’t stop the... 
by Joseph Francis | Nov 19, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Insurability, Insurance, Investing, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Money Momma, Registered Retirement Savings Plan, RESP, RRSP, RRSP versus TFSA, Saving, Saving Money, TFSA, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, November 19, 2018 A Simple Way to Organize Your Money I get asked all the time, “What bank accounts should I have,” or “How do I organize my money properly?” Everyone seems to have their own system, which for most people is no system at all. I have met people... 
by Joseph Francis | Nov 9, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Investing, Investment Strategy, Jobs, Joseph James Francis, Life Insurance, Millennials, Minimalism, Money, Money Coach, Money Mentor, Mortgages, Retirement, Retirement Planning, Student Debt, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Friday, November 9, 2018 10 Money Lies We Tell Ourselves Money lies are all around us. The powers that be tell them to us, mainly to separate us from our money. Sadly, we also tell them to ourselves. The second kind is the most destructive as it leads to poor money... 
by Joseph Francis | Nov 7, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Jobs, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, November 7, 2018 My Greatest Money Challenge…. And How I Overcame It As you grow older you can’t help but reflect on the way things used to be. For me, I look back on the vast amounts of mistakes I made. Money was always a sore point in my life. I had no... 