by Joseph Francis | Jun 24, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit Cards, Dave Ramsey, Debt, Education Savings, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Jobs, Joseph James Francis, Money, Money Coach, Money Mentor, Money Momma, Retirement, Retirement Planning, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, June 24, 2019 Mid-Year Money Check-Up We are officially in the final week of June and if you are anything like me, you are wondering where this year has gone. As we start to head into summer, I think it is important to take stock of this year thus far. Setting... 
by Joseph Francis | Jun 17, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurability, Insurance, Investing, Investment Strategy, Jobs, Joseph James Francis, Money, Money Coach, Money Mentor, Retirement, Retirement Planning, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, June 17, 2019 How Sports and Our Money are Linked Just 4 days ago my favorite team playing in one of my favorite sports won the championship. The Toronto Raptors brought home the NBA title after 24 years of coming up short and for the first time, the... 
by Joseph Francis | Jun 3, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Education Savings, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurability, Insurance, Joseph James Francis, Money, Money Coach, Money Mentor, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, Saving, Saving Money, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, June 3, 2019 My Take on Financial Independence It seems like such a lofty term. Financial Independence. What does that even mean? You could ask 5 people and get 5 different answers. One definition is “Financial independence means you have enough wealth to live... 
by Joseph Francis | May 13, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Children and Money, Debt, Emergency Funds, Emergency Savings, Employment, Entrepreneur, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Jobs, Joseph James Francis, Life Insurance, Minimalism, Money, Money Coach, Money Mentor, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, May 13, 2019 12 Pieces of Financial Advice for Women Happy belated Mother’s Day to all the amazing moms and grandmas out there. One thing is for sure, we wouldn’t have such an amazing world to live in if it wasn’t for moms kicking butt on a daily basis.... 
by Joseph Francis | Mar 25, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Life Insurance, Long Term Investing, Money, Money Coach, Mortgage Insurance, Mortgage Planning, Mortgages, Resources, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, March 25, 2019 9-Step Financial Spring Cleaning It is officially the first full week of Spring and I couldn’t be more excited. Birds are chirping, snow is melting, dog poo emerges, and I hope by now those pesky Christmas bills have been paid off. For me, this... 
by Joseph Francis | Mar 18, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurability, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Mortgage Planning, Mortgage Rates, Mortgages, Retirement, Retirement Planning, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, March 18, 2019 10 Terrible Pieces of Financial Advice I recently posted a question to my followers and asked them to name the worst financial advice they ever received. It was like a tornado of responses over the next few days. Over 1,000 people gave an answer... 