by Joseph Francis | May 13, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Children and Money, Debt, Emergency Funds, Emergency Savings, Employment, Entrepreneur, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Jobs, Joseph James Francis, Life Insurance, Minimalism, Money, Money Coach, Money Mentor, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, May 13, 2019 12 Pieces of Financial Advice for Women Happy belated Mother’s Day to all the amazing moms and grandmas out there. One thing is for sure, we wouldn’t have such an amazing world to live in if it wasn’t for moms kicking butt on a daily basis.... 
by Joseph Francis | May 6, 2019 | Budget Boss, Budgeting, Budgets, Cable Bills, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Rogers Cable, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, May 6, 2019 15 Things to Ditch Before Summer… You might not like #12 As the calendar turned to May so to do my thoughts of summer. While I gear up for my busy season, I also think of what I need to leave behind from the winter. Spring cleaning for me also... 
by Joseph Francis | Apr 22, 2019 | Bank Fees, Budget Boss, Budgeting, Budgets, Buying a Home, Canadian Housing and Mortgage Corporation, CMHC, Debt Consolidation, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, First Time Home Buyer, Gail Vaz-Oxlade, Goal Setting, Goal-Oriented Planning, Home Ownership, Money, Money Coach, Money Mentor, Mortgage Insurance, Mortgage Loan Insurance, Mortgage Planning, Mortgage Rates, Mortgages, Saving, Saving for a Down Payment, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, April 22, 2019 A Dozen Savvy Mortgage Tips I encounter it all the time. People are literally costing themselves thousands of dollars by not fully understanding their mortgage. You see, the problem with the mortgage industry is that they prey on emotion. What... 
by Joseph Francis | Apr 8, 2019 | Budget Boss, Budgeting, Budgets, Canadian Housing and Mortgage Corporation, CMHC, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, First Time Home Buyer, Home Buyer's Plan, Home Ownership, Joseph James Francis, Money, Money Coach, Money Mentor, Mortgage Insurance, Mortgage Loan Insurance, Mortgage Planning, Mortgage Rates, Mortgages, Saving, Saving for a Down Payment, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, April 8, 2019 Saving for a Down Payment: 10 Tips They say that making your first million is always the toughest. The same is true when it comes to buying your first home. The reason is simple, you are starting from scratch. You are probably also at the... 
by Joseph Francis | Mar 25, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Life Insurance, Long Term Investing, Money, Money Coach, Mortgage Insurance, Mortgage Planning, Mortgages, Resources, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, March 25, 2019 9-Step Financial Spring Cleaning It is officially the first full week of Spring and I couldn’t be more excited. Birds are chirping, snow is melting, dog poo emerges, and I hope by now those pesky Christmas bills have been paid off. For me, this... 
by Joseph Francis | Mar 18, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurability, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Mortgage Planning, Mortgage Rates, Mortgages, Retirement, Retirement Planning, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, March 18, 2019 10 Terrible Pieces of Financial Advice I recently posted a question to my followers and asked them to name the worst financial advice they ever received. It was like a tornado of responses over the next few days. Over 1,000 people gave an answer... 