by Joseph Francis | Jan 21, 2019 | Budget Boss, Budgeting, Budgets, Children and Money, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Joseph James Francis, Money, Money Coach, Money Mentor, Registered Education Savings Plan, RESP, Student Debt, Student Loan, Student Loan Debt, Teaching Children About Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, January 21, 2019 A Dozen Ways to Teach Your Child About Money One of my followers recently sent me a private message thanking me for the content I create and in that message, he shared a video and pictures that blew me away. He showed me how he teaches his son... 
by Joseph Francis | Sep 12, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Lines of Credit, Money, Money Coach, Money Mentor, Saving, Saving Money, Student Debt, Student Loan Debt, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, September 12, 2018 When NOT to Pay Down Debt As Soon As Possible If you know me at all or have read any of my posts in the past, you know that I absolutely despise debt. I think all debt is bad with very few exceptions. I believe that the plague of debt is... 
by Joseph Francis | Sep 4, 2018 | Budget Boss, Budgeting, Budgets, Debt, Education Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investments, Joseph James Francis, Millennials, Money, Money Coach, Money Mentor, Registered Education Savings Plan, RESP, Saving, Saving Money, Student Debt, Student Loan, Student Loan Debt, Teaching Children About Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Tuesday, September 4, 2018 10 Things College Kids can do to Save Money Welcome back to September Bosses! For someone like me, September signals the end of summer, so it is very unwelcomed. For many, it signals back to school, a memory I know quite well. My own College... 
by Joseph Francis | Jul 23, 2018 | Bank Fees, Bankruptcy, Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Investing, Joseph James Francis, Lines of Credit, Money, Money Coach, Money Mentor, Saving, Saving Money, Student Debt, Student Loan, Student Loan Debt, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, July 23, 2018 Are You Addicted to Debt? Debt is a big business. The average Canadian household has over 20K in consumer debt. That doesn’t include mortgages, where the number owed by Canadians is over 2.1 Trillion dollars. Kind of scary isn’t it. The question,... 
by Joseph Francis | Jun 6, 2018 | Budget Boss, Budgeting, Budgets, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Insurance, Investing, Joseph James Francis, Money, Money Coach, Money Mentor, News, Saving, Saving Money, Student Debt, Student Loan, Student Loan Debt
Wednesday, June 6, 2018 Tomorrow we vote, but for who? Welcome to America North, my friends. Tomorrow we vote in my beautiful home province of Ontario. The choices are all less than stellar. On one hand, we have Andrea Horwath of the New Democratic Party promising... 
by Joseph Francis | Dec 18, 2017 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Money, Student Debt, Student Loan Debt
Monday, December 18, 2017 (Originally Posted: Saturday, March 18, 2017) The Debt Dilemma – Our Generation’s War This morning as I watched BNN as per my daily routine I saw some troubling news. Total Consumer Debt levels rose in the last quarter of 2016. Merry... 