by Joseph Francis | Feb 23, 2018 | Budget Boss, Budgeting, Budgets, Critical Illness Insurance, Disability Insurance, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Money, Registered Retirement Savings Plan, RRSP, Saving, Saving Money, Tax-Free Savings Account, Term Life Insurance, Wealth, Wealth Building, Wealth Planning, Whole Life Insurance
Friday, February 23, 2018 5 Must Have’s for Family Financial Planning Getting all your financial ducks in a row is not always easy, especially when you have children. Kids take up a lot of your time and of course a lot of your money. When they are growing up it can be... 
by Joseph Francis | Feb 14, 2018 | Budget Boss, Budgeting, Budgets, Dave Ramsey, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurability, Insurance, Investing, Investment Strategy, Joseph James Francis, Life Insurance, Long Term Investing, Money, Mortgages, Retirement, Retirement Planning, Saving, Saving for a Down Payment, Saving Money, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Planning, Whole Life Insurance
Wednesday, February 14, 2018 Ways to Show Your Partner You Really Care Happy Valentine’s Day to all the hopelessly in love couples out there. For all the single people and couples who given up on this commercial holiday, Happy Wednesday. When a day like today arrives... 
by Joseph Francis | Feb 6, 2018 | Bonds, Budget Boss, Budgeting, Budgets, ETF's, Exchange Traded Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Fixed Income, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Money, Mutual Funds, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Stock Exchange, Wealth, Wealth Building, Wealth Planning
Tuesday, February 6, 2018 What should I invest my retirement money in? The most confusing part about investing is understanding the investments themselves. I have spoken with many clients about what stocks or bonds are and watched their eyes glaze over. This type of... 
by Joseph Francis | Feb 5, 2018 | Budget Boss, Budgeting, Budgets, ETF's, Exchange Traded Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Home Buyer's Plan, Investing, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Money, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, Saving Money, Stocks, Tax Effieciency, Wealth Building, Wealth Planning
Monday, February 5, 2018 Understanding Your RRSP’s As we roll into February, those frequent blizzards mean tax time is now approaching. With tax time brings the annual Registered Retirement Savings Plan or RRSP season. Many of you are getting or giving calls to your... 
by Joseph Francis | Jan 19, 2018 | Budget Boss, Budgeting, Budgets, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Money, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax-Free Savings Account, Wealth, Wealth Building, Wealth Planning
Friday, January 19, 2018 Freedom 55? Is that even possible? If you go back 40 years ago, early retirement was much more common. It makes sense when you think about it. If you were only living until age 70, you might want more than 5 years in retirement. These days it... 
by Joseph Francis | Jan 12, 2018 | Bitcoin, Budget Boss, Budgeting, Budgets, Cryptocurrency, Diversification, Diversify, Diversify Investments, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Stock Exchange, Wealth, Wealth Building, Wealth Planning
Friday, January 12, 2018 Invest in Bitcoin??……. Nope The world of cryptocurrency has taken the investment community by storm. Everywhere I turn its Bitcoin this or Altcoin that. I have had several people in the know explain to me exactly how Bitcoin works and to be... 