by Joseph Francis | Feb 5, 2018 | Budget Boss, Budgeting, Budgets, ETF's, Exchange Traded Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Home Buyer's Plan, Investing, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Money, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, Saving Money, Stocks, Tax Effieciency, Wealth Building, Wealth Planning
Monday, February 5, 2018 Understanding Your RRSP’s As we roll into February, those frequent blizzards mean tax time is now approaching. With tax time brings the annual Registered Retirement Savings Plan or RRSP season. Many of you are getting or giving calls to your... 
by Joseph Francis | Feb 2, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Dave Ramsey, Debt, Debt Consolidation, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Joseph James Francis, Lines of Credit, Payday Loan, Wasteful Spending, Wealth, Wealth Building, Wealth Planning
Friday, February 2, 2018 The Scoop on Loans: 7 Common Types This week at Budget Boss was all about loans. I touched on credit cards, consolidation, car loans and even bankruptcy. The truth is that you can get a loan for just about anything these days. I remember going... 
by Joseph Francis | Feb 1, 2018 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Insurance, Joseph James Francis, Saving Money, Wasteful Spending
Thursday, February 1, 2018 Buy, Lease or Loan? Avoid Auto Finance Disasters Buying a car can be fun and exciting but also terrifying. After your home, your vehicles will most likely be the biggest expenses in your life. When taking the plunge and buying a car, it is... 
by Joseph Francis | Jan 31, 2018 | Bankruptcy, Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Joseph James Francis, Saving, Saving Money, Wasteful Spending
Wednesday, January 31, 2018 Bankruptcy: Is it the best option? I have been down the road of having to pay back an overwhelming amount of money. It was a scary time for me. During times like that, you think about your options. Should I run away? Should I work under the... 
by Joseph Francis | Jan 30, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Dave Ramsey, Debt, Debt Consolidation, Emergency Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Joseph James Francis, Lines of Credit, Minimalism, Saving, Saving Money, Wasteful Spending
Tuesday, January 30, 2018 5 Reasons to Cut Your Credit Card….And 5 Reasons Not To We have all thought about it. Many of us have even done it in an angry haze of post-shopping regret. The thought of cutting your credit cards makes me laugh a little. It reminds me... 
by Joseph Francis | Jan 29, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Joseph James Francis, Money, Saving Money, Wasteful Spending
Monday, January 29, 2018 Should I Get a Debt Consolidation Loan? Debt is never a fun thing to deal with. This week at Budget Boss, we are going to jump into the world of loans and how they affect your life. Someone once said, “There’s good debt and there’s bad debt.”... 