by Joseph Francis | Feb 13, 2018 | Budget Boss, Budgeting, Budgets, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Plan, Financial Planner, Investing, Investments, Joseph James Francis, Money, Saving, Saving Money, Uncategorized, Wealth, Wealth Building, Wealth Planning, Wedding Budget
Tuesday, February 13, 2018 3 Ways to Co-mingle a Budget as a Couple When you first get into a relationship you probably aren’t thinking about blending your money. Often you are just trying to impress the other person and money becomes secondary. When you have been... 
by Joseph Francis | Feb 12, 2018 | Budget Boss, Budgeting, Budgets, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Plan, Financial Planner, Insurance, Investing, Investments, Joseph James Francis, Money, Saving, Saving for a Down Payment, Saving Money, Student Debt, Student Loan, Uncategorized, Wedding Budget
Monday, February 12, 2018 The Top Money Mistakes Couples Make Welcome to Couples Week here at Budget Boss. In honor of Valentine’s Day on Wednesday I have decided to dedicate a whole week to the challenges couples face with money. When you are single, things are easy.... 
by Joseph Francis | Feb 9, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Estate Planning, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Money, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Tax-Free Savings Account, TFSA, Wealth Building, Wealth Planning
Friday, February 9, 2018 Which is Better? TFSA vs. RRSP I have been quoted in the past as saying everyone should have a Tax-Free Savings Account, everyone. I stand by that claim. The reason is simple, no taxes ever. Now while I stand by my claim, I still believe that... 
by Joseph Francis | Feb 8, 2018 | Budget Boss, Budgeting, Budgets, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Investing, Investment Strategy, Joseph James Francis, Money, Mutual Funds, Registered Retirement Savings Plan, RRSP, RRSP versus TFSA, Saving, Tax Effieciency, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Planning
Thursday, February 8, 2018 5 Ways to Maximize Your RRSP This week at Budget Boss, we have been learning about the Registered Retirement Savings Plan and how it can be a great way to save for your future. With the RRSP deadline fast approaching you might be stressing... 
by Joseph Francis | Feb 7, 2018 | Budget Boss, Budgeting, Budgets, Buying a Home, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Home Buyer's Plan, Home Ownership, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Mortgage Planning, Mortgages, Registered Retirement Savings Plan, RRSP, Saving, Saving for a Down Payment, Saving Money, Wealth, Wealth Building, Wealth Planning
Wednesday, February 7, 2018 The Home Buyer’s and Lifelong Learning Plans One of the constant complaints I hear from people about their RRSP’s is that they must pay tax when they withdraw money. I always remind them that they never paid tax on that money to begin with... 
by Joseph Francis | Feb 6, 2018 | Bonds, Budget Boss, Budgeting, Budgets, ETF's, Exchange Traded Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Fixed Income, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Money, Mutual Funds, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Stock Exchange, Wealth, Wealth Building, Wealth Planning
Tuesday, February 6, 2018 What should I invest my retirement money in? The most confusing part about investing is understanding the investments themselves. I have spoken with many clients about what stocks or bonds are and watched their eyes glaze over. This type of... 