by Joseph Francis | Jan 2, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Goal Setting, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Registered Retirement Savings Plan, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax-Free Savings Account, Term Life Insurance, TFSA, Wasteful Spending, Wealth, Wealth Building, Wealth Planning, Whole Life Insurance
Tuesday, January 2, 2018 10 Money Resolutions That Will Make Your 2018 Better Than 2017 Today is the first official day of 2018. January 1st is still part of the previous year because we didn’t work and many of you spent the day hungover. Now we are back at it and let... 
by Joseph Francis | Dec 7, 2017 | Budget Boss, Budgeting, Budgets, Child Life Insurance, Critical Illness Insurance, Disability Insurance, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Insurability, Insurance, Joseph James Francis, Life Insurance, Term Life Insurance, Wealth, Whole Life Insurance
Thursday, December 7, 2017 You Think Insurance is a Waste of Money? 5 Reasons Why You Are Wrong! One of the things I often hear from clients is that if you don’t use your insurance you are wasting your money. While there are many types of insurance, some being a total... 
by Joseph Francis | Nov 7, 2017 | Baby Boomers, Budget Boss, Budgeting, Budgets, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Insurance, Joseph James Francis, Life Insurance, Retirement, Saving, Term Life Insurance, Whole Life Insurance
Tuesday, November 7, 2017 Boomers Feeling the Pinch: 5 Tips for The Sandwich Generation Over the past 20 or so years a new phenomenon developed. As life expectancies grew longer and longer, children are often called upon to look after their parents. Couple this with... 
by Joseph Francis | Nov 2, 2017 | Budget Boss, Budgeting, Budgets, Critical Illness Insurance, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Health Insurance, Insurance, Joseph James Francis, Life Insurance, Mutual Funds, Term Life Insurance, Whole Life Insurance
Thursday, November 2, 2017 Insurance for Millennials: 3 Must Have’s Recent studies have shown the Millennials are the least insured generation in recent history. It got me wondering why this is. What would cause the generation with the most access to knowledge ever,... 
by Joseph Francis | Oct 26, 2017 | Budget Boss, Budgeting, Budgets, Child Life Insurance, Critical Illness Insurance, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Group Health Insurance, Group Insurance, Insurance, Joseph James Francis, Life Insurance, Term Life Insurance, Whole Life Insurance
Thursday, October 26, 2017 Make it Your Goal to Protect Your Money When it comes to Goal Setting and money, protection often falls near the bottom of the list. We all like the sexy things like growth portfolios, tax efficiency and real estate investing. What if I told... 
by Joseph Francis | Oct 4, 2017 | Budget Boss, Budgeting, Budgets, Critical Illness Insurance, Disability Insurance, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Government Benefits, Insurance, Investing, Joseph James Francis, Life Insurance, Money, Permanent Life Insurance, Registered Retirement Savings Plan, RRSP, Term Life Insurance, Whole Life Insurance
Wednesday, October 4, 2017 Protecting Your Assets from Health Problems When most of us think of protecting assets we think of warranties. Having worked for Best Buy when I was younger I can assure you that you can put a protection plan on anything, even a $40... 