by Joseph Francis | May 9, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Insurability, Insurance, Joseph James Francis, Saving Money, Wasteful Spending
Wednesday, May 9, 2018 7 Terrible Forms of Insurance There are many forms are terrible insurance products out there. There is a hard-fast rule when it comes to insurance: If it is offered by the bank, it is usually garbage. I always recommend saving your money and... 
by Joseph Francis | Apr 18, 2018 | Budget Boss, Budgeting, Budgets, Child Critical Illness Insurance, Critical Illness Insurance, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Group Health Insurance, Health Insurance, Insurability, Insurance, Joseph James Francis
Wednesday, April 18, 2018 The Cost of Cancer We as Canadians take for granted that our healthcare is subsidized. I know I do. As a regular user of our health care system, I have seen how not having to pay out of pocket for care is a tremendous help. I do not know what... 
by Joseph Francis | Apr 4, 2018 | Budget Boss, Budgeting, Budgets, Child Life Insurance, Debt, Declined For Life Insurance, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Group Insurance, Insurability, Insurance, Joseph James Francis, Life Insurance, Money, Mortgage Insurance, Saving, Saving Money, Term Life Insurance, Whole Life Insurance
Wednesday, April 4, 2018 The 1 Financial Product Everyone Should Have There are no “one size fits all” items when it comes to personal finance. In our training as financial advisors, we are taught to understand the client’s situation, learn about their... 
by Joseph Francis | Mar 8, 2018 | Budget Boss, Budgeting, Budgets, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurability, Insurance, Investing, Joseph James Francis, Life Insurance, Money, Mortgages, Registered Retirement Savings Plan, Retirement, Retirement Planning, Saving, Saving Money, Teaching Children About Money, Wealth, Wealth Building, Wealth Planning
Thursday, March 8, 2018 My Money Karma Theory What does this title mean? Has the Budget Boss gone crazy? Possibly, but hear me out. It’s the one-year anniversary of Budget Boss tomorrow and after a whole year and 290 plus posts about personal finance, I figured I... 
by Joseph Francis | Mar 5, 2018 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Insurability, Insurance, Joseph James Francis, Money, Net Worth, Saving, Saving Money, Wealth, Wealth Building, Wealth Planning
Monday, March 5, 2018 7 Things I Have Learned in the Past Year Since joining the financial industry, I have met many different people and taken a glimpse into their personal lives. In the past year since launching my website, I have had many people open up to me about... 
by Joseph Francis | Mar 2, 2018 | Budget Boss, Budgeting, Budgets, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Insurability, Insurance, Joseph James Francis, Life Insurance, Money, Term Life Insurance, Whole Life Insurance
Friday, March 2, 2018 9 Ways to Save Money on Insurance A common misconception about Life Insurance is that it is expensive. That couldn’t be further from the truth. When you think about it in the grand scheme of things, people are willing to pay upwards of $300 a... 