by Joseph Francis | May 11, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Joseph James Francis, Lines of Credit, Money, Money Coach, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Planning
Friday, May 11, 2018 10 Ways Having Bad Credit Affects You We all know that we need to keep our credit as squeaky clean as possible. What we don’t know is how having bad credit can impact us negatively in the future. Right when we are getting out of high school, banks... 
by Joseph Francis | May 9, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Insurability, Insurance, Joseph James Francis, Saving Money, Wasteful Spending
Wednesday, May 9, 2018 7 Terrible Forms of Insurance There are many forms are terrible insurance products out there. There is a hard-fast rule when it comes to insurance: If it is offered by the bank, it is usually garbage. I always recommend saving your money and... 
by Joseph Francis | May 7, 2018 | Credit, Credit Card Debt, Credit Cards, Dave Ramsey, Debt, Debt Consolidation, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Joseph James Francis, Lines of Credit, Money, Money Coach, Saving, Saving Money, Wasteful Spending
Monday, May 7, 2018 10 Tips for Paying Down Credit Card Debt Credit Card debt has become the bane of our generations existence. I remember my first credit card. I was 19 years old and the bank was more than happy to give me a card with a $1000 limit even though that... 
by Joseph Francis | Apr 9, 2018 | Budget Boss, Budgeting, Budgets, Debt, Debt Consolidation, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Joseph James Francis, Money, Saving, Saving Money, Wealth, Wealth Building, Wealth Planning
Monday, April 9, 2018 9 Ways to Avoid Burnout With our employment demanding more and more of our time, burnout is becoming more and more common amongst today’s worker. We are always plugged in and often always expected to be ready to help, even at night well after... 
by Joseph Francis | Mar 7, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Joseph James Francis, Money, Saving, Wealth, Wealth Building, Wealth Planning
Wednesday, March 7, 2018 How I Repaired My Garbage Credit It is drilled into our heads at a young age that your credit score will follow you around like a bad habit. It always amazes me that despite this, many of us do things that can damage our credit score,... 
by Joseph Francis | Feb 21, 2018 | Budget Boss, Budgeting, Budgets, Debt, Debt Consolidation, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Saving, Saving Money, Wasteful Spending
Wednesday, February 21, 2018 10 Items New Parents Waste Money On Let’s be real here, there is an epidemic of parent’s wasting money on useless crap for their children. A whole industry has emerged of baby wonder junk that will help you be a better parent overnight.... 