by Joseph Francis | Feb 7, 2018 | Budget Boss, Budgeting, Budgets, Buying a Home, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Home Buyer's Plan, Home Ownership, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Mortgage Planning, Mortgages, Registered Retirement Savings Plan, RRSP, Saving, Saving for a Down Payment, Saving Money, Wealth, Wealth Building, Wealth Planning
Wednesday, February 7, 2018 The Home Buyer’s and Lifelong Learning Plans One of the constant complaints I hear from people about their RRSP’s is that they must pay tax when they withdraw money. I always remind them that they never paid tax on that money to begin with... 
by Joseph Francis | Sep 22, 2017 | Budgeting, Budgets, Buying a Home, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Tax, Tax Bracket, Tax Effieciency, Tax Returns, Taxes
Friday Final Reflection: September 22, 2017 5 Tax Myths and 5 Tax Facts In order to truly understand taxes, it takes time and dedication. For the majority of us, we don’t want to take the effort to learn how to become an accountant. The good news is that understanding... by Joseph Francis | Sep 16, 2017 | Budget Boss, Budgeting, Budgets, Buying a Home, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Money, Mortgage Insurance, Mortgage Loan Insurance, Mortgage Planning, Mortgage Rates, Mortgages
Recapping this week: September 15, 2017 MortgageWeek at Budget Boss: Monday – Mortgage 101 https://budgetboss.ca/mortgages-101/ Tuesday – Buying Your First Home: Saving for a Down Payment https://budgetboss.ca/buying-your-first-home/ Wednesday –... 
by Joseph Francis | Sep 15, 2017 | Budget Boss, Budgeting, Budgets, Buying a Home, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Mortgage Insurance, Mortgage Loan Insurance, Mortgage Planning, Mortgage Rates, Mortgages
Friday, September 15, 2017 My 5 Point Home Buying Checklist Today we conclude Mortgage Week here at Budget Boss. During the course of the week, we have discussed many topics including closing costs, mortgage loan insurance, saving for a down payment and even a little... 
by Joseph Francis | Sep 14, 2017 | Budget Boss, Budgeting, Budgets, Buying a Home, Canadian Housing and Mortgage Corporation, CMHC, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Home Buyer's Plan, Joseph James Francis, Money, Mortgage Insurance, Mortgage Loan Insurance, Mortgage Planning, Mortgage Rates, Mortgages, Saving, Saving for a Down Payment, Saving Money
Thursday, September 14, 2017 Hidden Closing Costs: It’s Not Just the Mortgage You Will Pay Buying a home is often the most expensive thing people will do in their lifetime. The cost of a home can seem extremely daunting. Often times, people will forget that the... 
by Joseph Francis | Sep 13, 2017 | Budget Boss, Budgeting, Budgets, Buying a Home, Canadian Housing and Mortgage Corporation, CMHC, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Home Buyer's Plan, Joseph James Francis, Mortgage Insurance, Mortgage Loan Insurance, Mortgage Planning, Mortgage Rates, Mortgages, Saving for a Down Payment
Wednesday, September 13, 2017 Mortgage Loan Insurance – What you need to know about CMHC Welcome back to Wednesday WTF, my weekly rant about things that waste your money. As we are in the midst of Mortgage Week here at Budget Boss, I think it is only prudent that I... 