by Joseph Francis | Aug 29, 2018 | Budget Boss, Budgeting, Budgets, Critical Illness Insurance, Disability Tax Credit, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Group Health Insurance, Group Insurance, Insurability, Insurance, Investing, Investments, Joseph James Francis, Life Insurance, Long Term Investing, Money, Money Coach, Money Mentor, Permanent Life Insurance, RDSP, Registered Disability Savings Plan, Registered Education Savings Plan, Registered Retirement Savings Plan, RESP, Retirement, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax Effieciency, Tax-Free Savings Account, Term Life Insurance, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning, Whole Life Insurance
Wednesday, August 29, 2018 Don’t be a Fool…Take Advantage of These 10 Financial Goldmines When it comes to your finances, sometimes it is not a matter of what you do, but what you don’t do. Avoiding mistakes can be just as valuable as making the right moves. I... 
by Joseph Francis | Aug 13, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Education Savings, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Jobs, Joseph James Francis, Millennials, Minimalism, Money, Money Coach, Money Mentor, Registered Education Savings Plan, RESP, Saving, Saving Money, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, August 13, 2018 The Ultimate Back to School Guide It makes me very sad to say, but we are getting close to that time of year when students across the continent head back to school. You may already see the signs of a fleeting summer at your local shops. While... 
by Joseph Francis | Jan 10, 2018 | Budget Boss, Budgeting, Budgets, Dollar Cost Averaging, ETF's, Exchange Traded Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Plan, Financial Planner, Fixed Income, Investing, Investment Strategy, Investments, Joseph James Francis, Money, RDSP, Registered Disability Savings Plan, Registered Education Savings Plan, Registered Retirement Savings Plan, RESP, Retirement, RRSP, RRSP versus TFSA, Saving, Saving Money, Stock Exchange, Stocks, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Planning
Wednesday, January 10, 2018 Will the Boom Continue? Investment Trends for 2018 Since the dawn of the great recession in 2008, we have seen 9 straight years of growth. We are in the midst of the longest bull market in the history the stock market. While this uptick has... 
by Joseph Francis | Sep 20, 2017 | Budget Boss, Budgeting, Budgets, Fiduciary, Finances, Financial Advisor, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, RDSP, Registered Disability Savings Plan, Registered Education Savings Plan, Registered Retirement Savings Plan, RESP, RRSP, RRSP versus TFSA, Saving, Tax-Free Savings Account, TFSA, Whole Life Insurance
Wednesday, September 20, 2017 5 Tax-Advantaged Places to Park Your Money Any money you make in this country will be taxed. That is unless you wish to skirt the law, which I would never recommend. This includes employment income, commissions, and even investment... 
by Joseph Francis | Sep 5, 2017 | Budget Boss, Budgeting, Budgets, Debt, Education Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Registered Education Savings Plan, Student Debt, Student Loan, Student Loan Debt
Tuesday, September 5, 2017 Budgeting for Students: 7 Solid Tips This time of year always has a different feel to it. There is something in the air once the students start going back to school. I remember when I was younger I always had a nervous/excited feel when it... 
by Joseph Francis | Aug 28, 2017 | Budget Boss, Budgeting, Budgets, Education Savings, Fiduciary, Financial Advisor, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Money, Registered Education Savings Plan, RESP, Saving, Saving Money
Monday, August 28, 2017 Saving for a Child’s Education I have heard it is estimated that it costs over $200,000 to raise a child to adulthood in today’s society. Things like food, clothing, activities and of course education cost an arm and a leg. I know from... 