by Joseph Francis | Oct 1, 2018 | Brian Tracy, Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Jobs, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Pay Yourself First, Retirement, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, October 1, 2018 How to Regain (or gain) your Money Optimism Life is a fickle thing. We see so many people trudging through it without any real sense of happiness or joy. I can sometimes be that way and it frightens me quite a bit. As with life, money can be... 
by Joseph Francis | Aug 17, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Critical Illness Insurance, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Insurance, Investing, Investment Strategy, Investments, Jobs, Joseph James Francis, Life Insurance, Money, Money Coach, Money Mentor, Net Worth, Pay Yourself First, Retirement, Retirement Planning, Saving, Saving Money, Student Debt, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Friday, August 17, 2018 I’m Debt-Free. Now What? Without trying to sound cheesy, I get super excited when I hear about someone becoming debt-free. The pain, stress, heartache and just sheer lack of fun that debt provides make becoming debt-free pure ecstasy. I... 
by Joseph Francis | Jul 16, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Pay Yourself First, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, July 16, 2018 Must-Have Mid-Year Money Recap We are into the second half of the year and before you know it, 2018 will be in the past. Back in January, I kicked off the year with goals you can set as the year goes on to get your money right. How are you doing... 
by Joseph Francis | Jan 16, 2018 | Budget Boss, Budgeting, Budgets, Dave Ramsey, Debt, Emergency Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Pay Yourself First, Saving, Saving Money, Wealth, Wealth Building, Wealth Planning
Tuesday, January 16, 2018 I’m Not Cheap……I’m Frugal!!! I spent 14 years in the service industry and grew up with Portuguese parents. Let’s just say I know a thing or two about cheapness. Maybe that is why when I became an adult, the first round was always on me. I was... 
by Joseph Francis | Jan 5, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investment Strategy, Investments, Jobs, Joseph James Francis, Long Term Investing, Millennials, Mortgage Planning, Mortgage Rates, Pay Yourself First, Retirement, Retirement Planning, Saving, Saving for a Down Payment, Saving Money, Tax, Taxes, Wealth Building, Wealth Planning
Friday, January 5, 2017 9 Things to Watch For in 2018 With 2017 in the rear-view mirror, one thing we can all agree on is that it was covered in a glaze of uncertainty. The world seems like it is a scary place out there, more and more reason to not watch the news. If... 
by Joseph Francis | Dec 21, 2017 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Gail Vaz-Oxlade, Goal Setting, Goal-Oriented Planning, Investing, Joseph James Francis, Pay Yourself First, Retirement, Saving, Saving Money, Tax-Free Savings Account, Teaching Children About Money, Wasteful Spending
Thursday, December 21, 2017 (Originally Posted: Friday, October 20th, 2017) The Master of Money: Gail Vaz-Oxlade As I have mentioned many times in previous posts, my journey financially hasn’t always been a rosy one. You name it, I’ve done it. Lines of credit, maxed... 