by Joseph Francis | Apr 1, 2019 | Budget Boss, Budgeting, Budgets, Buying a Home, CMHC, Credit, Credit Card Debt, Credit Cards, Dave Ramsey, Debt, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, First Time Home Buyer, Goal Setting, Goal-Oriented Planning, Home Buyer's Plan, Home Ownership, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Mortgage Insurance, Mortgage Loan Insurance, Mortgage Planning, Mortgage Rates, Mortgages, Saving, Saving for a Down Payment, Saving Money, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, April 1, 2019 12 Tips for First Time Home Buyers Welcome to April folks. Birds are chirping, the snow is brown, and realtors are licking their lips. It is officially home buying season here in Canada. It is the time of year where moves are made as everyone... 
by Joseph Francis | Jun 13, 2018 | Budget Boss, Budgeting, Budgets, Buying a Home, Canadian Housing and Mortgage Corporation, CMHC, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Home Buyer's Plan, Home Ownership, Insurance, Joseph James Francis, Money, Money Coach, Money Mentor, Mortgage Insurance, Mortgage Loan Insurance, Mortgage Planning, Mortgage Rates, Mortgages, Saving, Saving for a Down Payment, Saving Money, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, June 13, 2018 The Ultimate Homebuyer’s Guide The weather has hit that summer feel and that means 2 things: Construction Season and Home Buying Season. While there is nothing we can do about construction, we can be ready for buying a home. Whether you are a... 
by Joseph Francis | Apr 25, 2018 | Budget Boss, Budgeting, Budgets, Buying a Home, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Home Buyer's Plan, Home Ownership, Joseph James Francis, Life Insurance, Money, Mortgage Insurance, Mortgage Loan Insurance, Mortgage Planning, Mortgage Rates, Mortgages, RRSP, Saving, Saving for a Down Payment, Saving Money
Wednesday, April 25, 2018 Buying a Home in a Red-Hot Real Estate Market We are living in a crazy era when it comes to buying a home. The experts are having trouble understanding what is going on and predicting what will happen next is impossible. What does the average... 
by Joseph Francis | Mar 23, 2018 | Budget Boss, Budgeting, Budgets, CMHC, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Home Ownership, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Mortgage Insurance, Mortgage Loan Insurance, Mortgage Planning, Mortgage Rates, Mortgages, Retirement, Retirement Planning, Saving, Saving for a Down Payment, Saving Money, Wealth, Wealth Building, Wealth Planning
Friday, March 23, 2018 10 Benefits of Home Ownership It is the Canadian dream to own a home. This dream has been ingrained in us since we were children. Being an apartment dweller for much of my adult life, I see the appeal of homeownership. A place to call your own... 
by Joseph Francis | Mar 21, 2018 | Budget Boss, Budgeting, Budgets, Dave Ramsey, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Mortgage Insurance, Mortgage Loan Insurance, Mortgage Planning, Mortgage Rates, Mortgages, Saving, Saving for a Down Payment, Saving Money, Wealth, Wealth Building, Wealth Planning
Wednesday, March 21, 2018 My Top 10 Mortgage Myths Let’s be honest, buying a home can be very intimidating. If it is your first time buying a home, it can be especially stressful. Luckily there are many people out there trying to make the process easier for you. From... 
by Joseph Francis | Mar 19, 2018 | Budget Boss, Budgeting, Budgets, Canadian Housing and Mortgage Corporation, CMHC, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Home Buyer's Plan, Home Ownership, Investing, Investments, Joseph James Francis, Money, Mortgage Insurance, Mortgage Loan Insurance, Mortgage Planning, Mortgage Rates, Mortgages, Registered Retirement Savings Plan, Saving, Saving for a Down Payment, Saving Money, Wealth, Wealth Building, Wealth Planning
Monday, March 18, 2018 What Type of Mortgage is Right for You? We begin Mortgage Week at Budget Boss with a look at the different types of mortgages. Buying a home is the ultimate dream for most Canadians. The truth is, owning a home is a valuable part of any solid... 