by Joseph Francis | Sep 5, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Goals Based Investing, Joseph James Francis, Money, Money Coach, Money Mentor, Registered Retirement Savings Plan, Relevant Retirement System, Resources, Retirement, Retirement Planning, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Thursday, September 5, 2019 How to Retire Relevant Step 2: Debt My 7 Step Relevant Retirement System encompasses many financial planning concepts. Step 1 was all about the Budget. As we move along, I will touch on housing, insurance, investments, and several other... 
by Joseph Francis | Aug 19, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Goals Based Investing, Inflation Protection, Investing, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Money, Money Coach, Money Mentor, Pay Yourself First, Registered Retirement Savings Plan, Relevant Retirement System, Retirement, Retirement Planning, RRSP, Saving, Saving Money, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, August 19, 2019 How to Retire Relevant Step 1: Budget I think by now you all know how I feel about budgeting. From Day 1 I have said it is the foundation of any solid financial plan. It is named Budget Boss after all… When we look at the importance of... 
by Joseph Francis | Aug 6, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Dave Ramsey, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Money, Money Coach, Money Mentor, Mutual Funds, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax Effieciency, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Whole Life Insurance
Tuesday, August 6, 2019 My 7 Steps to a Relevant Retirement I recently completed the audiobook, “Retire Inspired,” by one of my favorite financial gurus, Chris Hogan of the Dave Ramsey team. Within his book, Chris touched on many subjects related to retirement, or... 
by Joseph Francis | Jul 29, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Diversification, Diversify, Diversify Investments, Education Savings, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Goals Based Investing, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Tax, Tax Effieciency, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, July 29, 2019 TFSA Benefits by the Decade I truly believe the Tax-Free Savings Account should be owned by everyone here in Canada. For my many American followers, this is your Roth IRA, so substitute TFSA with that as they are very similar. This wonder... 
by Joseph Francis | Jul 15, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Dave Ramsey, Diversification, Diversify, Diversify Investments, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Goals Based Investing, Inheritances, Investing, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Money, Money Coach, Money Mentor, Net Worth, Retirement, Retirement Planning, Saving, Saving Money, Tax Effieciency, Teaching Children About Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, July 15, 2019 What to do when receiving a large amount of money Unexpected large amounts of money are generally seen as a good thing. Who doesn’t love extra cash? Sometimes they are not that joyous, as sometimes it means a loved one is no longer with us.... 
by Joseph Francis | Jul 8, 2019 | Budget Boss, Budgeting, Budgets, Diversify, Diversify Investments, Dollar Cost Averaging, Emergency Funds, Emergency Savings, ETF's, Exchange Traded Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Goals Based Investing, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Mutual Funds, RDSP, Registered Disability Savings Plan, Registered Education Savings Plan, Registered Retirement Savings Plan, RESP, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax-Free Savings Account, TFSA, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset
Monday, July 8, 2019 Clearing up Investment Confusion One of the most common points of uncertainty I encounter with my clients is Investments. The truth is, most people have no clue what’s going on. If you are one of them, don’t be mad and please do not be offended. I... 