by Joseph Francis | Jul 29, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Diversification, Diversify, Diversify Investments, Education Savings, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Goals Based Investing, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Tax, Tax Effieciency, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, July 29, 2019 TFSA Benefits by the Decade I truly believe the Tax-Free Savings Account should be owned by everyone here in Canada. For my many American followers, this is your Roth IRA, so substitute TFSA with that as they are very similar. This wonder... 
by Joseph Francis | Jul 15, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Dave Ramsey, Diversification, Diversify, Diversify Investments, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Goals Based Investing, Inheritances, Investing, Investment Strategy, Investments, Joseph James Francis, Long Term Investing, Money, Money Coach, Money Mentor, Net Worth, Retirement, Retirement Planning, Saving, Saving Money, Tax Effieciency, Teaching Children About Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, July 15, 2019 What to do when receiving a large amount of money Unexpected large amounts of money are generally seen as a good thing. Who doesn’t love extra cash? Sometimes they are not that joyous, as sometimes it means a loved one is no longer with us.... 
by Joseph Francis | Jul 1, 2019 | Budget Boss, Budgeting, Budgets, Canadian Industry, Canadian Pension Plan, Canadian Tax System, Cash Flow, Debt, Education Savings, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Joseph James Francis, Money, Money Coach, RDSP, Registered Disability Savings Plan, Registered Education Savings Plan, Registered Retirement Savings Plan, RESP, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax Effieciency, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Tuesday, July 2, 2019 Why Canada is so Money!!! For your money… Yesterday was the national holiday here in Canada, commemorating when we liberated ourselves from the tyrannically Icelandic Vikings over 500 years ago. Much blood was shed on the great polar ice caps,... 
by Joseph Francis | Jun 24, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit Cards, Dave Ramsey, Debt, Education Savings, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investment Strategy, Jobs, Joseph James Francis, Money, Money Coach, Money Mentor, Money Momma, Retirement, Retirement Planning, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, June 24, 2019 Mid-Year Money Check-Up We are officially in the final week of June and if you are anything like me, you are wondering where this year has gone. As we start to head into summer, I think it is important to take stock of this year thus far. Setting... 
by Joseph Francis | Jun 17, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurability, Insurance, Investing, Investment Strategy, Jobs, Joseph James Francis, Money, Money Coach, Money Mentor, Retirement, Retirement Planning, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, June 17, 2019 How Sports and Our Money are Linked Just 4 days ago my favorite team playing in one of my favorite sports won the championship. The Toronto Raptors brought home the NBA title after 24 years of coming up short and for the first time, the... 
by Joseph Francis | Jun 10, 2019 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Insurability, Investing, Investments, Joseph James Francis, Life Insurance, Money, Money Coach, Money Mentor, Retirement, Retirement Planning, Saving, Saving Money, Term Life Insurance, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, June 10, 2019 10 Things I Have Learned About Money Since Creating Budget Boss This is my 400th blog post for my website www.budgetboss.ca. I figured it would be a good idea to share with everyone the things I have learned while coming on this journey. There... 